Exploration and prototyping
This capability draws on work by Satisco LAB. We review scope, maturity and production requirements with you.
Business and IT requirements
Integrating blockchain into payments requires compatibility with core banking, payment hubs and accounting systems. Operational and control impacts must be assessed before production deployment.
Our work focuses on connectors and conversion components between payment protocols and blockchains. They process existing messages, support on-chain transactions and convert confirmations for the receiving applications.
Our services
- Connector, router and monitoringThe architecture we build for SWIFT and EDI, pointed at a distributed ledger: a connector per chain, content-based routing, retries and compensation, and monitoring on every transaction so operations can see what settled and what did not.
- Two-way format conversionISO 20022 and SWIFT MT in, ledger transactions out, and confirmations converted back into messages your core, your accounting and your reporting already read. Neither end has to learn the other's language.
- Payment rails on XRP Ledger and beyondPayment flows executed on chain, XRP Ledger among them, with beneficiary and address reference data handled exactly as we handle it for CBPR+. Multi-chain by design, because no payments architecture should depend on a single ledger.
- Finality, reconciliation and exceptionsWe define reconciliation and handling of pending, failed or partially settled transactions according to the ledger’s finality rules.
- Change management and riskThe part most integrators leave out. Impact analysis on operating processes, target operating model, risk mapping, control design, and the reporting changes finance, compliance and treasury will need. Delivered by consultants with real business expertise in payments.
- Implementation study and architectureTechnical feasibility, target architecture, make-or-buy arbitration and a costed roadmap. The document a steering committee needs before it commits to a chain.
A ledger reaches production when ISO 20022 and SWIFT MT convert cleanly in both directions and your core posts the confirmation without changing. That conversion layer is what we build.
Typical project needs
- A board asking what your blockchain strategy actually is
- Cross-border payment costs and settlement delays under scrutiny
- A distributed ledger pilot that cannot reach production
- A client or a market infrastructure moving to on-chain settlement
- MiCA and DORA obligations landing on a digital asset initiative
Technologies and standards
- XRP Ledger
- Satisco multi-chain connectors
- ISO 20022 and SWIFT MT conversion
- IBM App Connect Enterprise (ACE)
- IBM MQ
- Node REST and gRPC APIs
- Transaction monitoring and alerting
- HSM and key management design
Assessment and scoping
A 5 to 15 day assessment gives you a map of this scope, a gap analysis and a costed plan.
Proof
Project references
Satisco LAB and payments practice
A conversion layer between classic payment formats and distributed ledgers
Our engineers built the connectors and the conversion tooling that let an ISO 20022 or SWIFT MT payment settle on a distributed ledger and return as a message a legacy core can post. It draws directly on the payments hubs, SWIFT flows and accounting integrations we have run in production for years.
XRP Ledger · ISO 20022 · Connector · Router · Monitoring
Engagement models
Assessment — 5 to 15 days, fixed price. Flow cartography, gap analysis, costed plan. A short document written to be signed by a decision-maker.
Build — A bounded project. Design, development, testing and cut-over on a defined perimeter.
Run — Recurring. Operations, monitoring, evolution and on-call cover on your critical flows.
Assess your integration architecture
A 5 to 15 day assessment gives you a flow map, a gap analysis and a costed plan. Short, fixed price, written to be signed by a decision-maker.